Terms of use
Last updated August 1, 2026
By using this website you agree to these terms. If you do not agree, please do not use the site.
What this website is
This site provides general educational information about insurance and retirement products, and describes services offered by Benefits Empire LLC, an independent insurance agency licensed in Wisconsin, Florida, Kentucky, Maine, Michigan, North Carolina, Virginia.
What it is not
Nothing here is an offer of insurance, a quote, a binding agreement, or a guarantee of coverage. Nothing here is tax, legal or investment advice. No agent-client relationship is created by reading this site or by submitting a message through it.
Insurance coverage begins only when an application is submitted, accepted and issued by the insurance carrier, in writing, subject to that carrier's terms.
Accuracy
We take care to keep figures accurate and to cite official sources with the plan year and review date. Insurance rules, premiums, plan availability and benefits change — often annually and sometimes mid-year. Information here may become out of date, and the official sources cited always take precedence over anything written on this site.
Medicare disclosure
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Benefits Empire LLC is not connected with, affiliated with, or endorsed by the United States government, the federal Medicare program, the Centers for Medicare & Medicaid Services, or the Social Security Administration.
Third-party links
We link to government and carrier resources for verification. We do not control those sites and are not responsible for their content or privacy practices.
Intellectual property
The text, design and original graphics on this site belong to Benefits Empire LLC. You may read, print and share pages for personal use. Republishing substantial portions commercially requires written permission.
Limitation of liability
This site is provided "as is". To the fullest extent permitted by law, we are not liable for any loss arising from reliance on general information published here. Decisions about insurance should be made after a personalised discussion and after reading the actual policy documents.
Governing law
These terms are governed by the laws of the State of Wisconsin, without regard to conflict-of-law rules.
Contact
Questions about these terms: dani@benefitsempire.com or (920) 455-5547.
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