Wisconsin
Medicare and retirement planning in Fond du Lac County
Fond du Lac County is the oldest county we serve in Wisconsin by share of population — about 20.9% of residents are 65 or older, meaningfully above the Brown County figure of 17.3%.
What's different here
The local picture
It is also the most rural of our Wisconsin counties, and that shows up in plan design. Advantage participation here is 67.7% — still high, but the lowest of the four — because networks thin out as you move away from the Fox Valley corridor. For residents in the outlying townships, Original Medicare with a supplement is more often the practical choice.
Because Wisconsin is a Medigap waiver state, a quote you find on a national website is often for a plan that is not sold here at all. The comparison that matters in Wisconsin is which riders you add to the basic policy — not which letter you pick.
Fond du Lac County by the numbers
- County population
- 104,269
- Residents aged 65+
- 21,821 (20.9%)
- People on Medicare
- 24,280
- In Medicare Advantage
- 16,445 (67.7%)
- On Original Medicare
- 7,835 (32.3%)
- Standalone Part D plans
- 5,231
- Medicare & Medicaid (dual)
- 2,724
How neighbours are covered
Fond du Lac County coverage mix
This is not a recommendation — plenty of people are in the minority column for very good reasons. It is context for the conversation.
| Category | Value |
|---|---|
| Medicare Advantage | 16,445 (67.7%) |
| Original Medicare | 7,835 (32.3%) |
| Standalone Part D | 5,231 |
| Drug coverage via Advantage | 15,397 |
| Also on Medicaid | 2,724 |
Categories overlap on purpose — someone in an Advantage plan with drug coverage appears in both the Advantage row and the drug-coverage row.
Available in Fond du Lac County
What we can help with locally
Nearby
Also serving
Cities and villages across Fond du Lac County.
- Fond du Lac
- Ripon
- Waupun
- North Fond du Lac
- Campbellsport
Questions
Fond du Lac County questions
Which Medicare plans are available in Fond du Lac County?
Plan availability is set at the county level, so Fond du Lac County residents shop the Fond du Lac County plan menu. That menu changes every year, and we do not offer every plan available in the area — for a complete list, contact Medicare.gov, call 1-800-MEDICARE, or reach your State Health Insurance Assistance Program.
How many people in Fond du Lac County are on Medicare?
About 24,280 as of the CY2025 CMS enrollment data — 16,445 of them (67.7%) in Medicare Advantage plans and 7,835 (32.3%) on Original Medicare.
Do you charge for a review in Fond du Lac County?
No. There is no fee to review your coverage or compare options. Agent compensation is paid by the insurance carrier when a policy is placed, and it does not change what you pay in premium.
When can I change my Medicare plan?
Medicare Advantage and Part D changes are made during Annual Enrollment — October 15, 2026 through December 7, 2026, effective January 1, 2027. Certain life events, including moving out of your plan's service area or qualifying for Extra Help, can open a Special Enrollment Period at other times of year.
Do you meet in person in Fond du Lac County?
We are remote-first, so nearly every review — including in Fond du Lac County — happens by phone or video. In-person appointments are reserved for people who genuinely need one, in our northeast Wisconsin home area, and are assessed case by case when you book. Call (920) 455-5547 or book a time online and we will sort out the format.
Enrollment and population figures on this page describe the local market. They are not a statement about which plan is right for you, and they are not a quote. Plan availability, benefits and premiums vary by county, carrier and individual eligibility, and change every plan year.
Get a straight answer about your Fond du Lac County options
We will look at what you have now against what is actually available in Fond du Lac County this plan year, and tell you plainly whether a change is worth making.